Each year, the Sound Health & Wellness Trust will establish an HRA fund with $500 for those with employee-only coverage and $1,000 for those with family coverage. The funds in your HRA will be used to cover the first eligible medical expenses covered by the plan in each calendar year. This includes your doctor office visits, lab tests, or other eligible, covered medical expenses.

Remember: In-network preventive care like wellness visits and mammograms are already covered in full, with no deductibles, coinsurance or co-pays, so your HRA will not be used for these types of services.

What kinds of medical expenses will my HRA cover?

• Doctor office visits
• Lab tests
• X-rays
• Emergency room co-pays
• Coinsurance (SoundPlus Plan participants are eligible for in-and-out-of-network coinsurance benefits. Sound Health Plan participants only receive in-network coinsurance benefits).

Your HRA is simple.
You do not need to do anything additional to use your HRA. Everything will be handled behind-the-scenes on your behalf. Your monthly statement will show account activity, as well as your balance.

This year’s HRA funds can be used next year.
Unused funds in a calendar year are rolled over into the next year depending on how long you were eligible and as long as you keep working for a participating employer and maintain your benefit eligibility status.

Get more details:

• Frequently asked questions about the LiveWell HRA

• View detailed HRA brochure for Sound Plan (formerly Plan B) Participants  

• View detailed HRA brochure for SoundPlus Plan (formerly Plan A) Participants